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Extra Protection When It Matters Most

Life is unpredictable. Accidents happen. Lawsuits happen.

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Liability claims can quickly exceed the limits of your home or auto policy. An umbrella policy adds liability protection above and beyond your existing coverage, helping safeguard your income, savings, and assets. Think of it as an extra layer of protection when the unexpected happens.

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​Umbrella insurance extends your liability coverage across multiple policies, including Auto Insurance, Homeowners Insurance, and Rental Property Coverage.

Umbrella insurance is especially important if you:

Own a home or multiple properties

Have significant savings or assets

Have a high income or future earning potential

Want added peace of mind beyond standard policy limits

How it works: most carriers require you to carry your home and/or auto insurance with them to qualify for an umbrella policy. Stand-alone umbrella policies are also available in certain situations; we can help you explore the right option.

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